Whole Life Insurance
MetLife Investors (MetLife)
Whole Life insurance provides coverage for an individual’s whole life, rather than a specified term. A savings component, called cash value or loan value, builds over time and can be used for wealth accumulation. Whole life is the most basic form of cash value life insurance. For the most part the insurance company essentially makes all of the decisions regarding the policy.
Advantages of Whole Life Coverage
- Guaranteed Death Benefits
- Guaranteed Cash Values
- Fixed and Known Annual Premiums
- Mortality and Expense Charges will not Reduce the Cash Value Shown in the Policy.
Children’s Whole Life Insurance
This product sets up a lifetime of coverage for child that also can help protect a child’s future insurability with the Guaranteed Insurability provision.
- Ages 14 days to 25 years
- Face amounts of $5,000 to $30,000
- Limited Health Questions